Solar+Home Improvement Bank Financing Program 

GHS Govan’s Construction Inc. CSLB 933243 

Toll-Free 866-273-1434

 

Solar+ Home Improvement Bank Financing Program 

 

$7,501 to $25,000  Home Improvement Loan (Qualifying FICO Score) 699-760

 

No equity or appraisal required

• No contractor fees

• Quick pre-qualifications

• No seasoning requirements

 

• 100% upfront funding

• No pre-payment penalties

• Flexible loan terms

• Tax deductible interest 

Unsecured Loans up to $7,500 (Qualifying FICO Score 650-725)

Maximum Loan Amount $15,000

Minimum Loan Amount $2,500

This loan is intended for residential renewable energy

systems and energy efficiency projects specifically

receiving renewable energy credits, rebates and/or

incentives.

​

Benefits

​

• No interest is owed if principal balance is

paid completely in the first 18 months

from the date of funding

• Borrower is not required to make

installment payments for the Plus I Loan

during the first 18 months from the date

of funding

• 100% upfront funding

• No pre-payment penalties

• Access to a team of renewable energy

financing experts

​
 

Pay as you go loan

 

Maximum Loan Amount $15,000

Minimum Loan Amount $2,500

 

This loan is intended for general home improvements, including:

Home Renewable Energy Systems, Roofing,

Siding, Sunrooms, Garages, Basements, Kitchens,

Bathrooms and much more.

​

Benefits

​

• 100% upfront funding

• No prepayment penalties

• Access to a team of home improvement

experts and a division that has 25 years of

experience in the industry

• Allows borrower a higher loan amount

while maintaining low monthly payments

• Consolidated billing for your convenience

 

Qualifications

​

• For Individual applicants: middle credit score of 650+

• For joint applicants: Primary borrower middle credit

score of 650+

• Debt-to-Income Ratio of 45% or lower

• Bankruptcies discharged 2 years or more

 

Documentations needed

Signed and dated Information Disclosure

Authorization

• Past 2 years of W-2’s (each borrower)

• Most recent pay stub (each borrower)

• Recent mortgage statement

• Signed letter of explanation for any derogatory

credit

• Proof of any open collections paid (if applicable)

• Estimate describing work to be done and cost

 

Consumer disclosures

Lien will be placed against the property for loans above $7,500. Lien will be in first or second position. Newly constructed homes must have been completed and occupied for a minimum of 90 days.

​
 

Superior Technical Support and Engineering Services

​

Our engineer team has over 60 years of experience in the design and installation of photovoltaic systems. We assist you with the design over every system, from site plan review to full electrical design. Our engineers are NABCEP certified and ready to support your most challenging installations.

We help you by:

​

• Designing the racking system using your site plan

• Designing the electrical system

• Quoting you exactly what you need for your project

• Providing electrical schematics and racking certifications for your permits

• Assistance with inspectors and plan checkers by our NABCEP engineers

• Assistance with State Rebate Paperwork

• California Solar Initiative

​

Why Should I work with GHS Govan’s Construction Inc.

 

Through our purchasing power, we are able to offer you the highest quality and most competitive solar power systems available.

​

​

Self-Directed IRA Loans No Credit Required

https://800cashloans.com/self-directed-ira-loans

​

Download our Construction Escrow Agreement 

​

​

​

 

 

GHS Govan’s Construction Inc. has an A+ rating with the Better Business Bureau we are not BBB accredited but this adds credibility and trust to our business distinctions between our company and competitors.

 

https://www.bbb.org/us/ca/fresno/profile/general-contractor/ghs-govans-construction-1066-89022996