Lower My Electric Bill

GHS Govans Construction solar division Lower My Electric Bill is pleased to announce that our company is now a locally owned and operated Authorized Solar Photovoltaics Wholesaler Dealer to reduce GHG emission.

Select Pay as you go or pre-payments

Superior Technical Support and Engineering Services

Our staff has over 60 years experience in the design and installation of photovoltaic systems. We assist you with the design over every system, from site plan review to full electrical design. Our engineers are NABCEP certified and ready to support your most challenging installations.

We help you by:

Designing the racking system using your site plan
Designing the electrical system
Quoting you exactly what you need for your project
Providing electrical schematics and racking certifications for your permits
Assistance with inspectors and plan checkers by our NABCEP engineers
Marketing advice
Assistance with State Rebate Paperwork

Why Should I work with GHS Govans Construction?

Through our purchasing power, we are able to offer you the highest quality and most competitive solar power systems available.

New Home Improvement Financing Program

$7,501 to $25,000 Home Improvement Loan (Qualifying FICO Score) 699-760

No equity or appraisal required • No contractor fees • Quick pre-qualifications • No seasoning requirements

• 100% upfront funding • No pre-payment penalties • Flexible loan terms • Tax deductible interest

Unsecured Loans up to $7,500 (Qualifying FICO Score 650-725)

Save now pay later loan

Maximum Loan Amount $15,000

Minimum Loan Amount $2,500

This loan is intended for residential renewable energy

systems and energy efficiency projects specifically

receiving renewable energy credits, rebates and/or

incentives.

Benefits

• No interest is owed if principal balance is

paid completely in the first 18 months

from the date of funding

• Borrower is not required to make

installment payments for the Plus I Loan

during the first 18 months from the date

of funding

• 100% upfront funding

• No pre-payment penalties

• Access to a team of renewable energy

financing experts

Pay as you go loan

Maximum Loan Amount $15,000

Minimum Loan Amount $2,500

This loan is intended for general home improvements,

including: Home Renewable Energy Systems, Roofing,

Siding, Sunrooms, Garages, Basements, Kitchens,

Bathrooms and much more.

Benefits

• 100% upfront funding

• No prepayment penalties

• Access to a team of home improvement

experts and a division that has 25 years of

experience in the industry

• Allows borrower a higher loan amount

while maintaining low monthly payments

• Consolidated billing for your convenience

Qualifications

• For Individual applicants: middle credit score of 650+

• For joint applicants: Primary borrower middle credit

score of 650+

• Debt-to-Income Ratio of 45% or lower

• Bankruptcies discharged 2 years or more

Documentations needed

Signed and dated Information Disclosure

Authorization

• Past 2 years of W-2’s (each borrower)

• Most recent pay stub (each borrower)

• Recent mortgage statement

• Signed letter of explanation for any derogatory

credit

• Proof of any open collections paid (if applicable)

• Estimate describing work to be done and cost

Consumer home improvement notice

Lien will be placed against the property for loans above $7,500. Lien will be in first or second position. Newly constructed homes must have been completed and occupied for a minimum of 90 days.

Signatory to the Northern California Carpenters Union.

Sub-contractors can view project for public bidding online at

GHS Govans Construction Public Plan Room

Our mission is to provide Apprenticeship training and Journey level re-training to the following UBC crafts: Carpenters Acoustical Installers Drywall/Lathers Hardwood Floorlayers Insulators Millmen & Cabinet Makers Millwrights Pile Drivers Scaffold Erectors Shinglers Construction Management